POST #2 — SKOS vocabularies + the MoneyAmount pattern

The corrected representation of reference data and money, per the project's codelist-SKOS standard and FIBO's monetary-amount pattern.

What changed

  1. 1Reference data beside the schema. Status is a governed skos:ConceptScheme under /vocabulary/ with its own version and release cycle — adding “Cyber” mid-quarter touches no owl:Class axiom. (CLM-5)
  2. 2Every value is a citizen. IRI + prefLabel + notation (the business code) + definition + skos:exactMatch/broadMatch crosswalks to ACORD — the mapping home a bare named individual never had.
  3. 3Validation where it belongs. SHACL sh:in answers the only question a code list is ever asked — “is this value allowed?” — with a named violation report per record. (CLM-15)
  4. 4Money is a concept. Value + ISO-4217 currency travel together in a core:MoneyAmount, held by a valuation-dated summary — FIBO-aligned, schema.org-mappable. (CLM-7)
  5. 5Derivations derived. Incurred is computed from paid + reserve; a SHACL-SPARQL check guards feeds that insist on shipping it. (CLM-8)